Intuit Credit Karma

Unlock the tools you need to navigate your finances with Intuit Credit Karma:

• Credit Insight: Access all your connected accounts in one convenient location and discover innovative ways to enhance your financial health.

• Complimentary Credit Monitoring: Stay informed with notifications about changes in your credit score, understand what influences these scores, and receive practical advice to improve them.

• Comprehensive Card and Loan Marketplace: Discover personalized credit card and personal loan offers tailored for you, along with precise credit limits, loan amounts, and rates you might qualify for.

• Net Worth Tracking: Monitor your overall net worth, categorize your monthly cash flow, identify saving opportunities, and learn to make informed financial decisions.

• Credit Builder*: Enhance a low credit score by an average of 21 points within just four days.*

• Convenient Checking: By directly depositing your paycheck into your Credit Karma Money SpendTM account***, you could access funds up to two days sooner.****

• Drive Score Advantage: Achieve a favorable drive score to potentially secure significant savings on your auto insurance from a trusted national provider.

And that’s just the beginning. Download the app now to embark on your financial journey.

DISCLOSURES

*Banking services offered through MVB Bank, Inc., Member FDIC. Account limitations apply. The Credit Builder feature is not provided by MVB Bank.

**To activate, a connected paycheck or one-time direct deposit of $750 is needed. The Credit Builder plan is managed by Credit Karma Credit Builder and requires a line of credit and a savings account with Cross River Bank, Member FDIC. Users with a TransUnion credit score of 619 or less who engaged in the Credit Builder program witnessed an average credit score rise of 21 points within four days after activation.

***Banking services provided through MVB Bank, Inc., Member FDIC. Account limits apply.

****Early paycheck access is based on standard payroll electronic deposits and requires that payroll information be submitted to the bank before the release date. Early submission is at the discretion of the payor.

Some screen images may be simulated.

Loan services facilitated through Credit Karma Offers, Inc., NMLS ID# 1628077 | View licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged under a California Financing Law license.

Insurance services provided by Karma Insurance Services, LLC. CA resident license #0172748.

ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. Personal loan offers displayed on the Credit Karma marketplace are provided by third-party advertisers, with compensation received by Credit Karma. Members are shown offers with Outstanding Approval Odds** when they are applicable. These offers feature rates that vary from 4.97% APR to 35.99% APR, with terms spanning from 1 to 10 years. Rates can change unexpectedly and are influenced by third-party advertisers, not by Credit Karma. Additional fees, such as origination or late payment fees, may apply depending on the lender. Refer to the lender's terms and conditions for specific details. All loan offers require an application and approval from the lender. You may be ineligible for a personal loan, or may not qualify for the most favorable rates or the highest loan amounts.

PERSONAL LOAN REPAYMENT EXAMPLE. The example illustrates a $15,000 personal loan with a four-year (48 month) term. For APRs ranging from 4.97% to 35.99%, monthly payments would vary between $345 and $593. If all 48 payments are made on time, the total repayment would range from $16,571 to $28,491.